Looking to open a Demat account and start investing in stocks and ETFs? INDmoney offers an investment platform where users can explore Indian and US investment opportunities through its available services.

If you are planning to join INDmoney in 2026, you can use the referral code ABH7OTHAIND during registration, if the referral option is available. The code is being shared for new users interested in opening an account and exploring the platform.

In this guide, we explain how to use the INDmoney referral code, open a Demat account, explore stocks and ETFs, and understand the important charges before investing.

INDmoney Referral Code 2026

INDmoney Referral Code: ABH7OTHAIND

Use the referral code ABH7OTHAIND while signing up, if the app provides a referral-code option.

With INDmoney, users can explore investment opportunities across different categories, including:

• Indian stocks
• US stocks, subject to availability and eligibility
• Exchange-Traded Funds (ETFs)
• Mutual funds
• Other available investment products

The platform advertises access to thousands of stocks and ETFs. Product availability, account eligibility and investment features may vary.

How to Open a Free Demat Account on INDmoney

Follow these steps to create your INDmoney account:

1. Download the INDmoney app: Install the official app from the Google Play Store or Apple App Store.
2. Register your mobile number: Open the app and enter your mobile number.
3. Complete verification: Follow the OTP verification instructions.
4. Enter referral code: If a referral-code field appears, enter ABH7OTHAIND.
5. Provide personal details: Enter the information requested during account opening.
6. Complete KYC: Submit the required PAN, identity and other verification details through the official process.
7. Complete Demat account setup: Follow the instructions to open and activate your eligible investment account.
8. Explore investment options: Once your account is active, review the available stocks, ETFs and other products.

The exact registration process may change. If the referral field is not available, check INDmoney's current official instructions rather than assuming the code has been applied.

What Can You Invest in Through INDmoney?

INDmoney provides access to different investment categories, depending on account eligibility and product availability.

1. Indian Stocks

Explore shares of companies listed on Indian stock exchanges. Before investing, research the company, understand its financial performance and consider the risks involved.

2. US Stocks

Eligible users may be able to explore US-listed companies through the platform's available international investment services. Check the applicable eligibility, charges, tax requirements and currency-conversion costs.

3. ETFs

Exchange-Traded Funds allow investors to access a basket of securities through a single investment product. Different ETFs may track stock market indices, sectors or other asset categories.

4. Mutual Funds

Users can explore available mutual fund schemes based on their financial goals and risk tolerance. Review the scheme information, expense ratio and investment objective before investing.

Is INDmoney Demat Account Really Free?

INDmoney may advertise a free Demat account opening offer, but free account opening does not necessarily mean every investment service is free.

Before opening your account, review the latest schedule of charges, including:

• Account maintenance charges (AMC), if applicable
• Brokerage or transaction charges
• Depository participant charges
• Taxes and statutory charges
• Currency conversion and international investment fees, where applicable
• Withdrawal or other service charges

Always check the latest pricing and account terms on the official INDmoney platform.

Benefits of Using INDmoney

Some features users may find useful include:

• Multiple investment categories: Explore stocks, ETFs, mutual funds and other available products.
• Investment tracking: Review eligible investments through the app.
• Digital account opening: Complete the supported registration and KYC process online.
• Research and information: Explore available investment details and market information.
• Portfolio monitoring: Track investments and review portfolio performance.

Features and availability may differ depending on the account and service.

INDmoney Referral Code Not Working?

If ABH7OTHAIND is not accepted, check these possible reasons:

• The code was entered incorrectly.
• The referral offer is no longer active.
• The offer is restricted to eligible new users.
• The referral field is not available in the current signup process.
• Your account may already be registered.
• Additional eligibility or verification steps may be required.

If the issue continues, contact INDmoney through its official support channel.

Never share your OTP, password or sensitive financial information with anyone claiming to activate a referral offer.

Important Things to Know Before Investing

Investing in stocks and ETFs involves market risk. The value of your investments can increase or decrease, and returns are not guaranteed.

Before investing:

• Understand your risk tolerance and financial goals.
• Research the company or fund before investing.
• Review brokerage, account maintenance and other applicable charges.
• Understand the risks of international investments and currency fluctuations.
• Avoid investing money you may need immediately.
• Do not invest based only on promotional offers or referral codes.

A free account opening offer does not guarantee investment profits.

FAQs – INDmoney Referral Code ABH7OTHAIND

What is the INDmoney referral code for 2026?

The referral code featured in this guide is ABH7OTHAIND. Enter it during registration if the referral field is available and the offer is eligible.

How can I open a free Demat account on INDmoney?

Download the official INDmoney app, register your mobile number, complete the required KYC process and follow the Demat account opening instructions.

Can I invest in 6,000+ stocks and ETFs?

INDmoney advertises access to thousands of stocks and ETFs. Actual availability depends on the products supported by the platform and your account eligibility.

Is INDmoney account opening free?

INDmoney may provide a free account opening offer. However, other charges such as AMC, brokerage, transaction fees or statutory charges may apply. Check the latest pricing before opening an account.

Can I use ABH7OTHAIND after registration?

That depends on the referral offer's terms. Some referral codes must be entered during signup and cannot be added later.

Does INDmoney guarantee returns?

No. Stock, ETF and mutual fund investments are subject to market risks. Returns are not guaranteed.

Final Words

If you are planning to start investing in 2026, INDmoney is one platform you can explore for available Indian and international investment options.

Use referral code ABH7OTHAIND during registration if the referral option is available. Complete your KYC, review the account charges and explore the investment products before making your first investment.

Conclusion

INDmoney provides access to different investment categories, including stocks, ETFs and mutual funds, subject to eligibility and availability. If you want to create an account, try the referral code ABH7OTHAIND during signup.

Remember to check the latest account-opening terms, charges and investment risks. A referral code is a promotional benefit, not a guarantee of free trading or investment returns.